Fintech, the new era of financial services

Varga, Dávid (2017) Fintech, the new era of financial services. Vezetéstudomány - Budapest Management Review, 48 (11). pp. 22-32. DOI https://doi.org/10.14267/VEZTUD.2017.11.03

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Abstract

The research aims to fill the gap in the current academic literature regarding the appearance of innovation-focused financial technology (fintech) companies. The analysis provides a conceptual overview of the key value drivers behind fintechs, including the utilization of resource-based theories, business models, human-centered design and open innovation. The article introduces how fintechs can serve as an enabler of innovation in the incumbent financial sector and can have positive effects on the triple-bottom-line by solving the problems of people who live at the bottom-of-the-pyramid.

Item Type:

Article

Uncontrolled Keywords:

financial technology, fintech, business models, key-value-drivers, evolution of fintech, triple-bottom-line, bottom-of-the-pyramid

Subjects:

Knowledge economy, innovation
Finance

DOI:

https://doi.org/10.14267/VEZTUD.2017.11.03

ID Code:

3170

Deposited By:

Ádám Hoffmann